The Debt Advisor Case Studies: Marek


Marek is now debt free and understands the importance of responsible borrowing and how to keep his finances under control.

Marek , a bus driver living in the North of England found himself in a situation where due to reduced income he was struggling with debts of just short of £6,500 which included 2 credit cards, 2 store cards and an overdraft.

Marek’s comments:

“I have struggled greatly with debt since living in England. Getting myself out of this problem has been very difficult. Now I am with the Debt Advisor I have someone to talk with in my own language, the picture is now so much clearer now. I am thankful for all the hard work and guidance provided by The Debt Advisor. Again, thank you so much”.


Marek had sought help from previous debt management companies when he first found himself with reduced income in 2012. His experience of dealing with these companies was not great especially as one of them simply ceased to trade and the other failed to communicate with his creditors. He had also struggled to communicate with these companies as his English was not great, Marek is  Polish.


Marek was so relieved when he was referred to the TDA Polish team in February 2015. He was now able to communicate with a Polish advisor and get the help and advice he had been waiting for. Marek opted for a debt management plan paying £150 per month but shortly after the plan started, he increased his payments to £200. All of his creditors froze all interest and charges and Marek was able to pay off his debt in full in February 2018.

Dealing with debt in another language can be a daunting prospect. After deciding upon a Debt Management plan, Marek felt he was now able to see how his debt could be repaid in a reasonable period of time. Dealing with his creditors effectively was a huge relief as can be seen from his comments below.