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A debt help solution
is waiting for you

  • Write off up to 80% of debt
  • Only pay what you can afford
  • Get support and the help you need
  • Freeze interest and charges
Get debt help today

Solutions such as IVAs may not be suitable in all circumstances. Fees may apply and debt solutions will affect your credit rating. There is no charge for the initial call and advice, and you are under no obligation to proceed. *Up to 80% is based on an IVA solution.

We are proud of our 5* Trustpilot reviews

Specialist debt advisors are here to help

Individuals and business owners will receive the most comprehensive debt advice and support. A personal approach to your debt problems.

Why choose The Debt Advisor?

We care  

We provide the most comprehensive debt advice and support for individuals and business owners. Our experienced team offers a personal approach to finding solutions to your debt challenges.
See if you qualify
What we do differently​
For customers facing large debt, The Debt Advisor offers the most appropriate advice to individuals struggling with debt issues. Taking an individual approach, the most complex debt problems have been solved over a 20 year period. The Debt Advisor has demonstrated expert knowledge, quality standards and high levels of customer support.
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* Example of an IVA case from 2023, typical debt write-off in an IVA ranges from 25-75% and is subject to the debt solution chosen and may not apply in all circumstances.

£22,407

Total debt before

£672

Old monthly payment

£130

New monthly payment

£18,191

Debt write off

We are proud of our 5* Trustpilot reviews

January 2025, Yass

Ben’s customer service was great and made things simple, whilst simultaneously explaining in detail how the plan would or wouldn’t help me. (Tailor fitted).

January 2025, Sharon

These people are amazing, so helpful and talked through everything in detail. I would highly recommend discussing any worries you have. They have made me smile again. Special thanks to the 2 lovely gentlemen I spoke to.

January 2025, Derek

Excellent service. Very easy to set up, very professional and friendly service, I would recommend.

January 2025, Mark

Molly was amazing!! Thank you so much for your time and lifted a massive weight off my shoulders. Absolute gem

December 2024, Geraldine

Don’t hesitate ACT NOW. Please don’t wait if you THINK or KNOW you need help contact them now. I found it such a relief when i contacted them. Molly was the lady who helped me giving me full details and explained it so I could understand exactly what would happen. Please don’t let your debt rent a room in your head, contact them now. My debt will be clear in 25 months and I look so much to my future now without nothing hanging over me.

December 2024, Sarah

Amazing service. Put me at ease straight away and made the process so easy and stress-free. I would highly recommend. Reach out like I did. It has honestly been a huge relief to know that I have support without any judgement.

December 2024, Neil

Changed my life. Was struggling with my depression and anxiety, Was struggling with my debt, They have put all my payments to just one Easy Payment, I can start living a normal lifestyle , THANK YOU.

December 2024, Melanie

Connor was brilliant. He was kind, empathetic, and he explained everything throughout in clear and concise terms. He advised where he could. He didn’t push me into anything and at the end of the call, I was crying with relief and happiness. I cannot say enough about the service I received from him and the company. For the first time in a long time, I can see a way forward. Yes, it’s going to hurt me in regards to credit rating but I am in the road to living a debt-free life which is what I want.

The Debt Advisor FAQ

Contacting our team is the first step. You can call us during working hours on 0333 9999 600 or fill in a simple form here.

You will receive all the help and guidance you need to find the best debt solution. There are debt solutions to repay what you can afford with the balance written off on successful completion.

The Debt Advisor has a long and rich history of helping people and companies get past their debt problems. We welcome people to get acquainted with our company, history, team and to listen to the stories from the people we have helped.

Stopping creditor contact is dependant on the solution chosen, some such as an IVA, Bankruptcy or a DRO are legally binding and creditors can no longer pursue the debt.  Others like a Debt Management Plan are informal, so lack legal protections. In the vast majority of instances, we manage to stop creditor contact and interest.

If you are under immediate pressure from creditors, for example, bailiffs, it may be suitable to consider the Debt Respite Scheme, otherwise known as breathing space, a scheme introduced to allow you 60 days space without creditor action or contact whilst you assess your options for handling your debt.  We can use this to relieve pressure whilst we assess your situation and discuss the options with you.

When you fill in the enquiry form or contact us, one of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay. There is no charge for this service. All debt solutions should be very carefully considered. If you are struggling with debt issues and need advice on your options, we’ll take a look at your financial situation and explain the available options. Each solution may involve a fee.

Please take a look at the information we provide for each solution and you will see the applicable fees. There are various options that exist to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), bankruptcy, debt relief orders, debt management plans, administration orders and debt consolidation (Subject to suitability and criteria). If it is appropriate to refer you to one of our trusted providers for a solution, we may get a fee for introducing you, or for the preparatory work we complete. Fees are payable if ongoing services are provided.

The Debt Advisor Ltd can advise on all debt solutions:

  • IVA
  • Bankruptcy
  • Debt Management
  • Debt Relief Order
  • Scottish Debt Solutions
  • Dealing Direct with Creditors

An IVA is a detailed and legally binding payment proposal to repay your debts. Our IVA team help you draft the proposals and when agreed these are sent to your creditors for them to consider. The terms of the IVA depend on what you and your creditors are likely to agree.