A debt help solution
is waiting for you

  • Write off up to 80% of debt
  • Only pay what you can afford
  • Get support and the help you need
  • Freeze interest and charges
Get debt help today

Solutions such as IVAs may not be suitable in all circumstances. Fees may apply and debt solutions will affect your credit rating. There is no charge for the initial call and advice, and you are under no obligation to proceed. *Up to 80% is based on an IVA solution.

We are proud of our 5* Trustpilot reviews

Specialist debt advisors are here to help

Individuals and business owners will receive the most comprehensive debt advice and support. A personal approach to your debt problems.

Why choose The Debt Advisor?

We care  

We provide the most comprehensive debt advice and support for individuals and business owners. Our experienced team offers a personal approach to finding solutions to your debt challenges.
See if you qualify
What we do differently​
For customers facing large debt, The Debt Advisor offers the most appropriate advice to individuals struggling with debt issues. Taking an individual approach, the most complex debt problems have been solved over a 20 year period. The Debt Advisor has demonstrated expert knowledge, quality standards and high levels of customer support.
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* Example of an IVA case from 2023, typical debt write-off in an IVA ranges from 25-75% and is subject to the debt solution chosen and may not apply in all circumstances.


Total debt before


Old monthly payment


New monthly payment


Debt write off

We are proud of our 5* Trustpilot reviews

April 2024, Mrs Wilcock

My husband and i spoke with Connor who was absolutely brilliant and very helpful. Totally put our minds at rest with our debt and Wished we had contacted sooner. Thank you! Highly recommended

April 2024, Francesca

I spoke to Ben! He put me at ease and went through all my options with me, he explained everything clearly from the get go and went through even the minor details. Together we came up with the best solution to manage my debt without pushing me in the slightest. My experience was an all round good one. I felt a huge weight lift as soon as we finished the call. Thank you Ben!

April 2024, Consumer

My overall experience has been amazing such lovely and friendly conversations with very helpful information ensuring that all my options were explored, I would really highly recommend this service to anyone. Thank you all that helped, what makes it even better is you can WhatsApp message any concerns or information this is really helpful for me as I dread talking however they made my situation so amazing and are very relatable.

March 2024, Julie

Very helpful Connor was talked me through all diff options I could do has lifted weight off my shoulder many thanks highly recommend using them

March 2024, Mr Kennedy

Over the year I’ve been none stop stressing about my financial situation and where I was standing with not being able to socialise or simply treat myself to anything!! I contacted money advice and they put me in contact with the debt advisor and they instantly fixed all of my worries and issues within a 40minute call! Connor the advisor was absolutely brilliant! I couldn’t be more thankful and I feel like I can finally breathe!

March 2024, Jack

Understanding & comforting over a difficult subject! I’ve buried my head in the sand about my debt for too long and finally got the courage to call. Firstly Alex and then Connor, were so understandable and helpful…… Thank you for your help and hopefully this is the start of clearing my debt.

March 2024, Oliver Baker

Massive stress of my shoulders, richard was amazing and walked me through every stage clearly, thanks to Richard im one step closer to being debt-free!!!

March 2024, Simona Zigova

They do take the stress of your shoulders!!! I’m having an amazing experience with this company! The customer service is top-notch. Richard have taken so much worry and stress off my shoulders, bless him! He has been absolutely amazing! Ans I highly recommend them to anyone looking for help 100%. Richard thank you ever so much!!!! You are brilliant!

The Debt Advisor FAQ
Can I get help today?

Contacting our team is the first step. You can call us during working hours on 0333 9999 600 or fill in a simple form here.

You will receive all the help and guidance you need to find the best debt solution. There are debt solutions to repay what you can afford with the balance written off on successful completion.

Why choose The Debt Advisor?

The Debt Advisor has a long and rich history of helping people and companies get past their debt problems. We welcome people to get acquainted with our company, history, team and to listen to the stories from the people we have helped.

Will this stop creditor contact?

Stopping creditor contact is dependant on the solution chosen, some such as an IVA, Bankruptcy or a DRO are legally binding and creditors can no longer pursue the debt.  Others like a Debt Management Plan are informal, so lack legal protections. In the vast majority of instances, we manage to stop creditor contact and interest.

If you are under immediate pressure from creditors, for example, bailiffs, it may be suitable to consider the Debt Respite Scheme, otherwise known as breathing space, a scheme introduced to allow you 60 days space without creditor action or contact whilst you assess your options for handling your debt.  We can use this to relieve pressure whilst we assess your situation and discuss the options with you.

Is the service free?

When you fill in the enquiry form or contact us, one of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay. There is no charge for this service. All debt solutions should be very carefully considered. If you are struggling with debt issues and need advice on your options, we’ll take a look at your financial situation and explain the available options. Each solution may involve a fee.

Please take a look at the information we provide for each solution and you will see the applicable fees. There are various options that exist to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), bankruptcy, debt relief orders, debt management plans, administration orders and debt consolidation (Subject to suitability and criteria). If it is appropriate to refer you to one of our trusted providers for a solution, we may get a fee for introducing you, or for the preparatory work we complete. Fees are payable if ongoing services are provided.

What solutions are available?

The Debt Advisor Ltd can advise on all debt solutions:

  • IVA
  • Bankruptcy
  • Debt Management
  • Debt Relief Order
  • Scottish Debt Solutions
  • Dealing Direct with Creditors
What is an IVA?

An IVA is a detailed and legally binding payment proposal to repay your debts. Our IVA team help you draft the proposals and when agreed these are sent to your creditors for them to consider. The terms of the IVA depend on what you and your creditors are likely to agree.