A debt help solution
is waiting for you

  • Write off up to 80% of debt
  • Only pay what you can afford
  • Get support and the help you need
  • Freeze interest and charges
Get debt help today

Solutions such as IVAs may not be suitable in all circumstances. Fees may apply and debt solutions will affect your credit rating. There is no charge for the initial call and advice, and you are under no obligation to proceed. *Up to 80% is based on an IVA solution.

We are proud of our 5* Trustpilot reviews

Specialist debt advisors are here to help

Individuals and business owners will receive the most comprehensive debt advice and support. A personal approach to your debt problems.

Why choose The Debt Advisor?

We care  

We provide the most comprehensive debt advice and support for individuals and business owners. Our experienced team offers a personal approach to finding solutions to your debt challenges.
See if you qualify
What we do differently​
For customers facing large debt, The Debt Advisor offers the most appropriate advice to individuals struggling with debt issues. Taking an individual approach, the most complex debt problems have been solved over a 20 year period. The Debt Advisor has demonstrated expert knowledge, quality standards and high levels of customer support.
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* Example of an IVA case from 2023, typical debt write-off in an IVA ranges from 25-75% and is subject to the debt solution chosen and may not apply in all circumstances.


Total debt before


Old monthly payment


New monthly payment


Debt write off

We are proud of our 5* Trustpilot reviews

May 2024, Thebish

Don’t put it off anymore! These people are amazing. I’ve been dreading it for years, but the patience and knowledge demonstrated made it so so easy for me. Very professional. No judgment at all. The level of understanding was amazing. All started with Andrew Shepherd, he got the ball rolling, and every step of the way I felt informed supported and in good hands.

May 2024, Natalie

Professional & supportive advice and action. This company and Ben in particular have been extremely supportive during our financial difficulties. The information given and advised was clear and professional at all times. It was a relief to speak to someone who wasn’t phased by our circumstances nor judgemental. The whole procedure was very quick and thorough, and has been a weight lifted knowing are challenge has been resolved.

April 2024, Adam

I spoke to Connor Hargreaves and he completely put my mind at ease. I’d been nervous about contacting these people but knew I had to and after going through it all with him I wish I’d of contacted them sooner. Very professional and would definitely recommend the company to anyone who’s been in my situation.

April 2024, Mr Davies

As a disabled person, I had been putting this off for a very long time. I dealt with Ben who guided me through the options and helped me make the right decision for me. Thank you Ben I could not have done this without your expert advice and calm, patient nature.

April 2024, Barry

Positive feedback: My experience with Connor was excellent his knowledge and skill with which he put things and at ease was well received. At this time I was in a panic because of sick and by the end of the interview I even felt better

April 2024, Mrs Wilcock

My husband and i spoke with Connor who was absolutely brilliant and very helpful. Totally put our minds at rest with our debt and Wished we had contacted sooner. Thank you! Highly recommended

April 2024, Francesca

I spoke to Ben! He put me at ease and went through all my options with me, he explained everything clearly from the get go and went through even the minor details. Together we came up with the best solution to manage my debt without pushing me in the slightest. My experience was an all round good one. I felt a huge weight lift as soon as we finished the call. Thank you Ben!

April 2024, Consumer

My overall experience has been amazing such lovely and friendly conversations with very helpful information ensuring that all my options were explored, I would really highly recommend this service to anyone. Thank you all that helped, what makes it even better is you can WhatsApp message any concerns or information this is really helpful for me as I dread talking however they made my situation so amazing and are very relatable.

April 2024, William

The best advice firm I’ve encountered. Professional..easy to deal with..understanding and helpful…if I could give more stars I would..

The Debt Advisor FAQ
Can I get help today?

Contacting our team is the first step. You can call us during working hours on 0333 9999 600 or fill in a simple form here.

You will receive all the help and guidance you need to find the best debt solution. There are debt solutions to repay what you can afford with the balance written off on successful completion.

Why choose The Debt Advisor?

The Debt Advisor has a long and rich history of helping people and companies get past their debt problems. We welcome people to get acquainted with our company, history, team and to listen to the stories from the people we have helped.

Will this stop creditor contact?

Stopping creditor contact is dependant on the solution chosen, some such as an IVA, Bankruptcy or a DRO are legally binding and creditors can no longer pursue the debt.  Others like a Debt Management Plan are informal, so lack legal protections. In the vast majority of instances, we manage to stop creditor contact and interest.

If you are under immediate pressure from creditors, for example, bailiffs, it may be suitable to consider the Debt Respite Scheme, otherwise known as breathing space, a scheme introduced to allow you 60 days space without creditor action or contact whilst you assess your options for handling your debt.  We can use this to relieve pressure whilst we assess your situation and discuss the options with you.

Is the service free?

When you fill in the enquiry form or contact us, one of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay. There is no charge for this service. All debt solutions should be very carefully considered. If you are struggling with debt issues and need advice on your options, we’ll take a look at your financial situation and explain the available options. Each solution may involve a fee.

Please take a look at the information we provide for each solution and you will see the applicable fees. There are various options that exist to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), bankruptcy, debt relief orders, debt management plans, administration orders and debt consolidation (Subject to suitability and criteria). If it is appropriate to refer you to one of our trusted providers for a solution, we may get a fee for introducing you, or for the preparatory work we complete. Fees are payable if ongoing services are provided.

What solutions are available?

The Debt Advisor Ltd can advise on all debt solutions:

  • IVA
  • Bankruptcy
  • Debt Management
  • Debt Relief Order
  • Scottish Debt Solutions
  • Dealing Direct with Creditors
What is an IVA?

An IVA is a detailed and legally binding payment proposal to repay your debts. Our IVA team help you draft the proposals and when agreed these are sent to your creditors for them to consider. The terms of the IVA depend on what you and your creditors are likely to agree.