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A debt help solution
is waiting for you

  • Write off up to 80% of debt
  • Only pay what you can afford
  • Get support and the help you need
  • Freeze interest and charges
Get debt help today

Solutions such as IVAs may not be suitable in all circumstances. Fees may apply and debt solutions will affect your credit rating. There is no charge for the initial call and advice, and you are under no obligation to proceed. *Up to 80% is based on an IVA solution.

We are proud of our 5* Trustpilot reviews

Specialist debt advisors are here to help

Individuals and business owners will receive the most comprehensive debt advice and support. A personal approach to your debt problems.

Why choose The Debt Advisor?

We care  

We provide the most comprehensive debt advice and support for individuals and business owners. Our experienced team offers a personal approach to finding solutions to your debt challenges.
See if you qualify
What we do differently​
For customers facing large debt, The Debt Advisor offers the most appropriate advice to individuals struggling with debt issues. Taking an individual approach, the most complex debt problems have been solved over a 20 year period. The Debt Advisor has demonstrated expert knowledge, quality standards and high levels of customer support.
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* Example of an IVA case from 2023, typical debt write-off in an IVA ranges from 25-75% and is subject to the debt solution chosen and may not apply in all circumstances.

£22,407

Total debt before

£672

Old monthly payment

£130

New monthly payment

£18,191

Debt write off

We are proud of our 5* Trustpilot reviews

March 2024, Oliver Baker

Massive stress of my shoulders, richard was amazing and walked me through every stage clearly, thanks to Richard im one step closer to being debt-free!!!

March 2024, Simona Zigova

They do take the stress of your shoulders!!! I’m having an amazing experience with this company! The customer service is top-notch. Richard have taken so much worry and stress off my shoulders, bless him! He has been absolutely amazing! Ans I highly recommend them to anyone looking for help 100%. Richard thank you ever so much!!!! You are brilliant!

March 2024, Tiffany Belshaw

Connor was patient and so helpful. Gave me all the information simply and clearly. He then set up a plan for me. Very friendly and put me at ease as I was panicking a lot. Great company, great staff

February 2024, Kizzie Price

Very quick and easy to do! So glad I finally reached out for some help and support. The advisor was very patient, kind and calm with great customer service. Looking forward to being debt free! Thanks.

February 2024, M Meharg

I spoke to a gentleman called Andrew last night he was amazing he went above and beyond to help me. He listened to everything I said and suggested the best way to help me sort out my problems. He is a total credit to the organisation. If I could give a million star review it still wouldn’t be enough. I would recommend this company & Andrew in a heartbeat. Excellent Service. Thank you Andrew

February 2024, Kenton Reid

You guys are truly amazing, thank you for your continual help with making my life a little easier. These guys are truly the best. WhatsApp message is so great, your response is so fast. I would recommend anyone to you guys. Contact The Debt advisor if you need some comfort. Thanks again guys.

February 2024, Ruth Miller-Hardy

I have just set up my debt management plan. During the discussions about my options, the advisor was very empathetic with me. I was made to feel like I could accomplish the things discussed without having to worry too much that I wouldn’t be able to afford the payment

February 2024, Tiffany Hesketh

Connor was incredibly helpful. Cannot thank him enough and I am very excited to working towards a debt free life.

January 2024, Rosie

If you’re worried about your debt then don’t delay in receiving help from this wonderful company! Had the pleasure of dealing Connor who was amazing at his job! My mind is at ease knowing my debts are taken care of! So efficient and really understanding! Will forever be grateful!

Thank you Connor!!

January 2024, Bill Sykes

Can’t thank you guys enough for the service provided. I have pretty much come up with a solution the same day from first contact to the final call with a plan in place, This is how professional this company is even down to running a little late with the agreed time I was contacted to inform me the little things make a difference. Feel like a weight has been lifted and a big shout out to Connor who I had dealt with…. thank you so much.

The Debt Advisor FAQ
Can I get help today?

Contacting our team is the first step. You can call us during working hours on 0333 9999 600 or fill in a simple form here.

You will receive all the help and guidance you need to find the best debt solution. There are debt solutions to repay what you can afford with the balance written off on successful completion.

Why choose The Debt Advisor?

The Debt Advisor has a long and rich history of helping people and companies get past their debt problems. We welcome people to get acquainted with our company, history, team and to listen to the stories from the people we have helped.

Will this stop creditor contact?

Stopping creditor contact is dependant on the solution chosen, some such as an IVA, Bankruptcy or a DRO are legally binding and creditors can no longer pursue the debt.  Others like a Debt Management Plan are informal, so lack legal protections. In the vast majority of instances, we manage to stop creditor contact and interest.

If you are under immediate pressure from creditors, for example, bailiffs, it may be suitable to consider the Debt Respite Scheme, otherwise known as breathing space, a scheme introduced to allow you 60 days space without creditor action or contact whilst you assess your options for handling your debt.  We can use this to relieve pressure whilst we assess your situation and discuss the options with you.

Is the service free?

When you fill in the enquiry form or contact us, one of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay. There is no charge for this service. All debt solutions should be very carefully considered. If you are struggling with debt issues and need advice on your options, we’ll take a look at your financial situation and explain the available options. Each solution may involve a fee.

Please take a look at the information we provide for each solution and you will see the applicable fees. There are various options that exist to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), bankruptcy, debt relief orders, debt management plans, administration orders and debt consolidation (Subject to suitability and criteria). If it is appropriate to refer you to one of our trusted providers for a solution, we may get a fee for introducing you, or for the preparatory work we complete. Fees are payable if ongoing services are provided.

What solutions are available?

The Debt Advisor Ltd can advise on all debt solutions:

  • IVA
  • Bankruptcy
  • Debt Management
  • Debt Relief Order
  • Scottish Debt Solutions
  • Dealing Direct with Creditors
What is an IVA?

An IVA is a detailed and legally binding payment proposal to repay your debts. Our IVA team help you draft the proposals and when agreed these are sent to your creditors for them to consider. The terms of the IVA depend on what you and your creditors are likely to agree.