A debt help solution
is waiting for you
- Write off up to 80% of debt
- Only pay what you can afford
- Get support and the help you need
- Freeze interest and charges
We are proud of our 5* Trustpilot reviews
Specialist debt advisors are here to help
Individuals and business owners will receive the most comprehensive debt advice and support. A personal approach to your debt problems.
Why choose The Debt Advisor?
Case Study: Deborah
Case Study: Jo
Case Study: Elliot
This company have lifted a massive weight from my shoulders. They were not judgmental, just extremely helpful offering numerous options to help me.
Catherine (5* Trustpilot review)
Andy and Bev were a huge help to me in getting my finances in order and putting a full and final IVA together. I couldn’t recommend them strongly enough!
Jake (5* Trustpilot review)
Escape the Stress
The Debt Adviser put us at ease with our situation from the outset. They dealt with everything for us quickly and professionally. They took all stress away from us and we can’t thank them enough for resolving things on our behalf.
Gill (5* Trustpilot review)
What we do differently
Total debt before
Old monthly payment
New monthly payment
Debt write off
The Debt Advisor FAQ
Can I get help today?
Contacting our team is the first step. You can call us during working hours on 0333 9999 600 or fill in a simple form here.
You will receive all the help and guidance you need to find the best debt solution. There are debt solutions to repay what you can afford with the balance written off on successful completion.
Why choose The Debt Advisor?
The Debt Advisor has a long and rich history of helping people and companies get past their debt problems. We welcome people to get acquainted with our company, history, team and to listen to the stories from the people we have helped.
Will this stop creditor contact?
Stopping creditor contact is dependant on the solution chosen, some such as an IVA, Bankruptcy or a DRO are legally binding and creditors can no longer pursue the debt. Others like a Debt Management Plan are informal, so lack legal protections. In the vast majority of instances, we manage to stop creditor contact and interest.
If you are under immediate pressure from creditors, for example, bailiffs, it may be suitable to consider the Debt Respite Scheme, otherwise known as breathing space, a scheme introduced to allow you 60 days space without creditor action or contact whilst you assess your options for handling your debt. We can use this to relieve pressure whilst we assess your situation and discuss the options with you.
Is the service free?
When you fill in the enquiry form or contact us, one of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay. There is no charge for this service. All debt solutions should be very carefully considered. If you are struggling with debt issues and need advice on your options, we’ll take a look at your financial situation and explain the available options. Each solution may involve a fee.
Please take a look at the information we provide for each solution and you will see the applicable fees. There are various options that exist to help you deal with your debt problems. These include: Individual Voluntary Arrangements (IVAs), bankruptcy, debt relief orders, debt management plans, administration orders and debt consolidation (Subject to suitability and criteria). If it is appropriate to refer you to one of our trusted providers for a solution, we may get a fee for introducing you, or for the preparatory work we complete. Fees are payable if ongoing services are provided.
What solutions are available?
The Debt Advisor Ltd can advise on all debt solutions:
- Debt Management
- Debt Relief Order
- Scottish Debt Solutions
- Dealing Direct with Creditors
What is an IVA?
An IVA is a detailed and legally binding payment proposal to repay your debts. Our IVA team help you draft the proposals and when agreed these are sent to your creditors for them to consider. The terms of the IVA depend on what you and your creditors are likely to agree.