Debt Advice
Debt advice
The Debt Advisor has many years of experience helping people deal with their debts. There are several debt solutions available.
- Get your debts under control
- One affordable monthly payment
- Advice on all appropriate debt solutions
Check if you qualify (apply here)
Subject to suitability and criteria. Solutions such as IVAs may not be suitable in all circumstances. Fees may apply and solutions will affect your credit rating.
The Debt Advisor – debt advice specialists
The Debt Advisor is a long-established and trusted company with excellent customer reviews. We’re here to help you explore all the options to regain control of your finances and become debt-free. Helping you pay off loans, credit cards, catalogues, payday loans and many other debts.
Are you facing creditor pressure?
If you are facing creditor pressure we can put you on Breathing Space which freezes action by creditors for 60 days. Our case studies and 5* Trustpilot reviews show how various debt solutions have helped customers with their debts. See if you qualify for debt help by completing the form above. We will complete a brief assessment to identify the next steps. Our UK-based team is ready to help you at every stage.
Our team
We provide a supportive and professional service to help you change your financial future. You can speak confidentially to a trained debt advisor to find the best solution for you. Our team has the knowledge, experience and professional qualifications to ensure you receive the right guidance.
The Debt Advisor is authorised and regulated by The Financial Conduct Authority. This means we must ensure that our advice and solutions are appropriate to your circumstances. Don’t just take our word for it, read some of our excellent customer reviews and case studies to see how our customers have appreciated our help.
The Debt Advisor provides a supportive and professional service to help you deal with problem debts. You can speak confidentially with a trained debt advisor to find out the best solution for you. The Debt Advisor is here to help you explore all appropriate options to deal with your debts. These options include IVAs, Debt Management Plans, Debt Relief Orders, Bankruptcy, Debt Consolidation and more other solutions.
Complete the form aboveEnter your contact details and try and estimate what you owe. Tick that you agree to our T&Cs.
Complete the form above
Receive a text and emailYou will receive a text message and an email. You can reply to either of these. If you can’t speak over the phone or want a call at a specific time, then let us know.
Receive a text and email
We will call youOne of our debt advisors will call you during office hours (8am-7pm).
We will call you
Talk in confidenceOne of our debt specialists will help you to determine what you owe to your creditors, and what you can afford to pay.
Talk in confidence
We identify a debt solutionOur team will help you find a solution. Dealing with your debts will help you stay on budget and pay an affordable monthly payment.
We identify a debt solution
Application packWe help you complete the application pack. The relevant process begins and we will explain and guide you through all the steps.
Application pack
We are proud of our 5* Trustpilot reviews
Read our 5* TrustPilot reviews
Trustpilot
Why choose the debt advisor?
We care
We can offer debt help, no matter how large or small your debt problem is. We can help you find the best solution to suit your circumstances. It just takes one phone call, so what are you waiting for? Fill in the form above or call 0161 868 6609 and we’ll be happy to help.
We are ready to help, right now….
You are not alone because millions of people suffer from debt problems. Complete the form above to get no-obligation debt advice from one of our trained advisors.
One of the most frequent things we hear is that people feel too embarrassed to talk or pick up the phone, so we want to do all that we can to put you at ease. The Debt Advisor is here to help you regain control of your finances.
- We will listen carefully to your individual story with empathy and understanding.
- We will provide you with all the help and assistance you need.
- We will support you all the way.
- No obligation to use our service.
- All enquires are completely confidential.
- We are not a call centre or intermediary.
- Authorised and regulated by the FCA.
An IVA is an approved fixed-term debt plan that was designed for people owing over £6,000. An IVA legally protects you from creditors and typically lasts for 5 years with you making one affordable monthly payment. You don’t need to worry about your creditors contacting you.
Debt Management
A Debt Management Plan (DMP) is an informal arrangement between you and your creditors that allows you to repay your debts, normally in full, at a rate that you can afford without relying on further borrowing.
Debt Relief Order
A Debt Relief Order is an official order granted by the official receiver that if approved will freeze your debts, interest and creditor recovery procedures for a period of 12 months. If after 12 months your situation has not changed then any unsecured debts will be written off.
Debt consolidation
Debt consolidation generally means clearing your unsecured debts using funds raised by secured or unsecured loans, remortgaging your property or perhaps using equity release. The debts could include credit cards, loans, council tax or utility arrears or debts due to HMRC.
Find out more
Bankruptcy
Bankruptcy is a form of insolvency which allows you to deal with debts you can no longer manage. It is most suitable for those with minimal assets and who cannot make minimum payments towards creditors.
Find out more
Breathing Space
The Government Debt Respite scheme came into effect in May 2021. It is a legally enforced Breathing space that allows you time to seek professional debt advice with the peace of mind that your creditors are unable to enforce or take legal action to recover the debts owed to them.
Find out more
The Debt Advisor put us at ease with our situation from the outset. They dealt with everything quickly and professionally. They took all stress away from us and we can’t thank them enough for resolving things.
Gill CresswellTDA Client
We approached the Debt Advisor when we hit rock bottom. We were initially reluctant to seek advice as to the “stigma” attached to debt. Anyone in a similar position, please don’t be embarrassed to seek help.
SBTDA Client
I would highly recommend The Debt Advisor. They kept me informed at all times and dealt with my case in a very understanding and professional manner. Staff were always very helpful if I had any queries and dealt with them promptly.
D BurtonTDA Client
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Case Studies
How we have helped
James
James’ company specialised in landscaping and gardening. His company suffered a number of bad debts.
Klaudia
Klaudia was struggling with unsecured debts over £50,000 made up of loans, overdrafts and credit…
Ian & Nicole
Due to the ill health of Nicole’s mother, Ian & Nicole have faced significant costs.
Ben
Ben struggled when his marriage broke down, ended up in a 1 bedroom flat, struggled…