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customer background

Robert had always had access to credit and was, until his company encountered trading difficulties, able to meet his debt repayments. The difficulties came about when his company struggled with declining income which meant Robert frequently couldn’t take a salary. This company was eventually wound up.
In an attempt to resolve his income shortfall, Robert accepted a job that came with a reduced salary but provided regular monthly income. He found it hard to get on far less money and had to resort to credit cards to meet his outgoings and debt payments.

situation before IVA

Total Unsecured Debt


approved IVA solution

Monthly Contributions:
£179 for 7 months
£421 for 65 months


Dividend received by creditors (per £)