The Insolvency Service website has helpful information on https://www.gov.uk/options-for-paying-off-your-debts/overview to support those who find themselves in financial difficulty during the recession.
Specialist advisors are available who can advise you on the most appropiate solution to bring you relief from debt
a quick and easy guide into your financial situation
Alternative free-to-consumer debt services from the Money Advice Service
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IVA (Individual Voluntary Arrangement)
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