Deborah found the Bankruptcy process quite intimidating, but with the help of the Debt Advisor she gained the confidence to Petition to the court. She is currently awaiting her discharge and is in a lot better place without the noose of her outstanding tax debts around her neck preventing her from moving forward.
Deborah has admittedly found the process of trying to deal with her debts very difficult. An IVA would have been a more appropriate solution to deal with her debt. However, on the positive side, Deborah now has an end in sight which will be 12 months to get her discharge and 3 years to make contributions.