Tenant Testimonial

Cashier - West Yorkshire

"My IVA was approved and I no longer dread the phone ringing or the postmen calling. I have not used a credit or debit card since February 2003 and I'm not getting further and further into debt."

In February 2003 I found myself drowning in a sea of debt and unable to manage financially. My partner of ten years had left me and I was saddled with debts of £50,000. They were all in my name as my partner had only worked sporadically whilst we were together.

I managed to pay the minimum payments but was getting further and further into debt using one card to pay another. I did not know who to turn to, was severely depressed and on medication. I also felt so ashamed of the mess I was in.

Whilst watching television one night, I saw an advertisement for a debt management company and rang their helpline. They advised me to consider an IVA and referred me to The Debt Advisor.

After my initial chat with The Debt Advisor , I felt for the first time there may be light at the end of the tunnel for me.

I have nothing but praise and admiration for the way I was helped through this very difficult time. I cannot thank the team enough for the help and advice I have received. They were non-judgmental and made me feel comfortable in a very uncomfortable situation.

My IVA was approved and I no longer dread the phone ringing or the post man calling. I have a way to go to see the IVA through but I have learnt a valuable lesson.

I have not used a credit or debit card since February 2003 and am not getting further and further into debt. I have got my life back together again and could not have done this without the help of The Debt Advisor.

 

 

The Next Step

All debt solutions should be very carefully considered; we will always provide you with the best advice to ensure you get a soft landing away from the burden of debt. Simply forward your details on our Contact Form and we will contact you. Alternatively ring us on our FREEPHONE ADVICE LINE 0800 085 1825 to have a full consultation with our specially trained advisors.

The Insolvency Service has produced a guide: In Debt - Dealing with your creditors, to support those who find themselves in financial difficulty during the recession.

 

Financial Information

All debt solutions should be very carefully considered. Fees will be charged if a solution is taken in order for us to set up and maintain your plan - all fees will be outlined during your consultation. For further information on fees, please see the FAQ section of the different solutions available. Retained payment may place you further into arrears. The Debt Advisor complies with the Consumer Credit Act and you have a right to a cooling off period of 7 days. It is likely that your ability to obtain further credit in the short term will be affected and this may also be the case over the medium to long term. 

 

All debt solutions should be very carefully considered. Fees will be charged if a solution is taken in order for us to set up your plan and maintain it - all fees will be outlined during your consultation. For further information on fees, please see the FAQ section of the different solutions available. Retained payment may place you further into arrears. The Debt Advisor complies with the Consumer Credit Act and you have the right to a cooling off period of 7 days. It is likely that your ability to obtain further credit in the short term will be affected and this may also be the case over the medium to long term