• TCF Debt Solutions to be placed into liquidation...

    It has come to light that TCF Debt Solutions (UK) Ltd has convened a meeting of creditors to be held on 6 August 2010 to place the company into liquidation. Numerous advertisers and brokers are owed monies, how much has yet to be established. The Manchester based firm appears to have sold its assets, prior to liquidation to The MoneyPlus Group for an undisclosed amount. The MoneyPlus Group incorporates Chiltern Debt Management, Hamilton Locke Debt Management and The Debt People.     According to Debt Management Today, Chris Davis, CEO of the MoneyPlus Group has confirmed that they acquired TCF’s ...

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  • The 'emergency budget' - a few points we're sure we didn't hear...

    In our previous blog, we laid out the budget in ‘simple’ terms – just as George Obsorne intended to do…. If you missed it, please see click here   Unfortunately after exploring further, we’ve found a few points that we failed to hear during the Chancellor’s speech last Tuesday – with each new report, it becomes more and more apparent that these spending cuts and tax rises will impact for years.   The main point on his agenda was the VAT rise pushing our current rate up from 17.5% to 20%. Although this is not being implemented until January next ...

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  • The 'unavoidable' budget...

    George Osborne delivers his first budget just 6 weeks after the election. Stating that the budget ‘pays for the past but plans for the future’, George delivers a ‘though but fair’ and ‘unavoidable budget’.   Apparently the deficit should be in balance by 2010/2016 but the new Government are aiming to deliver this a year earlier – by 2014 Whilst the inflation target remains the same at 2%, the Government intend on tacking the deficit by achieving 77% consolidation through spending cuts and 23% through tax increases.   George Obsorne was quick to state at the start of his budget ...

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  • Do you have technical skills you'd like to put to good use?

    A fantastic opportunity has arisen for an Office Support Executive to join our fantastic team. Ideally, you will be able to assist us with the following area's:   Task  System Telephony  Call Management TIM Plus Extension Allocation Assistance Telecom Advance    - External Assistance Telecom Advance    - Internal Assistance Telecom Advance Hardware Changes Internal Switch Mobile Telephone Management Blackberry/iPhone User Management LG-Nortlel ipLDK    - Additions LG-Nortlel ipLDK    - Amendments LG-Nortlel ipLDK    - Deletions LG-Nortlel ipLDK IT - Hardware Photocopier Management Canon Printer Management HP Laserjets Server Management Dell PowerEdge / Small Business Server 2003 System Rebuilds Dell, ...

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  • We're on the lookout for a new member to add to our fantastic team...

    The Debt Advisor are looking for a Debt Management Team Manager. Do you want to be part of a fantastic, ethical organisation? Are you a highly motivated and skilled individual? If so, we want to hear from you... Job Title: Debt Management Team Manager    Base: Head Office :   Old Trafford, Greater Manchester      Reporting to: Managing Director      Job Purpose: To manage a team of debt management administrators, engage with clients and give most appropriate advice and achieve set individual and team targets, motivate team and ensure that tasks are properly carried out and that we achieve ...

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  • The Budget Report 2010

    Well….. My colleagues and I have all just sat round the boardroom with our eyes glued to the announcements that Alistair Darling has made.   Starting with saying that recovery is still in its infancy, Darling continued to flow into a speech about the state of our economy, how the bank credit remains weak and that improved financial regulation must be a key priority (something which the majority of us are well aware of) – Darling continued to state that his budget was built to secure recovery and set a route to long term prosperity. (We hope!)   The Government ...

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  • 10 point plan for student debt

    10 point plan for student debt 1.   Don’t panic For young people and students in debt the most important advice is don’t panic – there is always a solution available for dealing with debt.   2.   Talk to someone Talk to someone - either a friend or family member or a fellow colleague who has experience of a similar situation, who can give you advice on their own experience.   As a student, you will usually have a local student’s union available who will have staff on hand that are used to dealing with money problems. They may ...

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  • Congratulations to our team

    A huge congratulations goes out to three members of our team here at The Debt Advisor: Sandy Livingstone, Stacey Banks and Jenny King who passed their exams for the Certificate in Debt Resolution (CertDR) with flying colours. All of them scored well above the minimum standards & have done themselves and our team so proud.   The exam took place yesterday on 28th January - they have all worked extremley hard and we're so pleased their hard work has given them the results they were hoping for.     About the Certificate in Debt Resolution The Certificate in Debt Resolution (CertDR) is available to ...

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  • Middle class families exposed to new era of debt

    It was announced yesterday that the UK was finally out of the recession. However, according to the CSA (Credit Services Association) the recession is still here and there is definite evidence that it is creating a new era of debt for middle class families.   Typically the “impoverished Middle Class” families have experienced a significant drop in income, have buy to let portfolios which are worth less than the secured loans and are not selling and the cash flow crises has meant they have had to rely on credit cards and loans to keep afloat.   Many of these families ...

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  • Well done to our team...

    A huge ‘well done’ goes out to three members of our team here at The Debt Advisor: Sandy Livingstone, Stacey Banks and Jenny King who at the pre-exam training day for the Certificate in Debt Resolution (CertDR) passed their mock exams with flying colours – fingers crossed for their actual exam on January 28th 2010.   About the Certificate in Debt Resolution The Certificate in Debt Resolution (CertDR) is available to companies and individuals providing debt advice.   Accredited by Edexcel and welcomed by organisations such as the Office of Fair Trading, Insolvency Practtioners Association and Ministry of Justice, and ...

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All debt solutions should be very carefully considered. Fees will be charged if a solution is taken in order for us to set up your plan and maintain it - all fees will be outlined during your consultation. For further information on fees, please see the FAQ section of the different solutions available. Retained payment may place you further into arrears. The Debt Advisor complies with the Consumer Credit Act and you have the right to a cooling off period of 7 days. It is likely that your ability to obtain further credit in the short term will be affected and this may also be the case over the medium to long term